Capital Impact Investment Notes align investments with values.

Now You Can Invest In Underserved Communities with Capital Impact

By Ellis Carr, President and CEO

The idea of “community” often conjures images of a geographic place, a shared space where people congregate. While true, communities can be so much more. Their true potential can manifest itself when they foster connections between individuals who share mutually beneficial ideals. Through championing those shared values, community members can create a future of shared prosperity.

This idea of community inspires us here at Capital Impact to look beyond the boundaries of space and place and take action to create ‘communities of opportunity’ built on a foundation of equity and inclusion. In doing so, we can create a network of connections that supports successful outcomes for all.

Capital Impact Investment Notes align investments with values.

With Capital Impact Investment Notes, you can invest in your values.

In an effort to fulfill that vision, we are announcing a new opportunity that allows you to embrace this broader concept of community and support the values that matter to you. Beginning this week, we are offering Capital Impact Investment Notes, the proceeds of which will support investments in underserved communities across the country. I am excited that S&P assigned a long-term issue credit rating of AA to our Notes*, marking the first time an S&P rated Notes offering is being made available by a Community Development Financial Institution on a continuous basis.

For as low as $1,000, you – as an individual or institution – will have the ability to invest in our mission-driven efforts to create jobs, support equitable access to critical services, foster good health and drive economic development – things that our country so desperately needs.

For more than 30 years, Capital Impact has lent to, invested in and developed programs with the residents in underserved communities, communities that traditional lenders are reluctant to support. Central to that effort is our work to partner with and empower communities to identify locally driven solutions that help address their most pressing needs.

I encourage you to read our stories of impact and see that work through the eyes of those individuals in communities who are benefiting from this collective social impact effort. Now you can help us create more stories of positive social change.

On our website you will find the current Prospectus and Pricing Supplement and terms and highlights associated with the offering of our Notes. I invite you to discuss these details with your broker.

This announcement is an important step in providing another way for you to align your investments with your values and truly make a difference in the lives of others.

I hope that you will join us in creating communities of opportunity that break down barriers to success and expand equity for all.

Ellis

 

DISCLAIMER

This is not an offer to sell or a solicitation of an offer to buy any securities. Such an offer is made only by means of a current Prospectus (including any applicable Pricing Supplement) for each of the respective Notes. Such offers may be directed only to investors in jurisdictions in which the Notes are eligible for sale. Investors in such states should obtain a current Prospectus by visiting https://www.capitalimpact.org/invest/capital-impact-investment-notes. Investors are urged to review the current Prospectus before making any investment decision. No state or federal securities regulators have passed on or endorsed the merits of the offering of notes. Any representation to the contrary is unlawful. The notes will not be insured or guaranteed by the FDIC, SIPC or other governmental agency. As of October 16, 2017, the Notes will be offered for sale in all 50 states and the District of Columbia, excluding the States of Arkansas and Washington and the Commonwealth of Pennsylvania.

*S&P Global assigned a long-term issue credit rating of AA to the Notes on September 7, 2017. Please check the current Pricing Supplement at the link above for the S&P credit rating assigned to Notes currently being offered for sale. An S&P credit rating is not a recommendation to buy, sell or hold Notes and may be subject to suspension, reduction or withdrawal at any time by S&P.

Why and How We Finance Charter Schools

By Emilie Linick, Senior Loan Officer, and Quanic Fullard, Impact Strategy Specialist

Capital Impact Partners has long been driven by a mission to help people build communities of opportunity that break barriers to success. To that end, we continually look to expand our lending and incubate, scale, and advocate for new ideas that advance community development for those most in need.

A Big “IDEA” to Address Inclusion, Diversity and Equity

By Kimberly Dorsett, Human Resources Director

The concept of identity politics has had a lot of press of late. How do we, as professionals, as voters, as members of our community, as individuals, apply our own identity and personal narrative to our actions and convictions? Given the diversity of our organization and the communities we serve, is the act of presenting and leveraging our own backgrounds an appropriate starting point for our professional work?

Young male stands in front of abandoned building.

COIN: Building economic clout to fight neighborhood poverty

By Ellis Carr, President and CEO and Scott Sporte, Chief Lending Officer

Note: This Op-Ed originally appeared in the publication Capital Weekly.

According to the U.S. Census Bureau’s report The Supplemental Poverty Measure: 2015, nearly eight million people in California were living in poverty in 2015. The report indicated that the state’s poverty rate was 20.6 percent—well above the national rate of 15.1 percent—and surpassed the rates of every other state in the nation.

Leading the Way in Mission-driven Lending

Scott Sporte, Chief Lending Officer

We have had a strong year in our lending work, where many of our newest initiatives gained momentum and had tremendous impact in the communities we serve. As witnessed in our 2016 Annual Report, we delivered $118 million in financing through our core lending work that supported community-based health care, high-performing charter schools, innovative approaches to services for seniors, mixed-income housing and access to fresh, healthy foods.

Capital Impact Earns ‘AA’ S&P Global Rating. What that means for you.

By Ellis Carr, President and CEO

I am excited to kick off 2017 with the news that Capital Impact Partners has earned a ‘AA’ issuer credit rating with a stable outlook from S&P Global!

S&P Global’s analysis recognized our strong asset quality and liquidityminimal risk profile, and consistent growth in loans and assets. I invite you to read more detail in our press release and S&P’s full analysis report.

Ellis Carr, president and CEO of Capital Impact Partners

Thank You For Inspiring our New Mission & Vision

By Ellis Carr, President and CEO

As I close out my first year as Capital Impact Partners’ president and CEO, I find myself incredibly humbled and inspired to be part of a movement that is focused on improving the lives of those in communities across this country.

While we continue to make meaningful progress, the results of our Presidential election highlighted incredibly important issues. Individuals across this country – on both sides of the political aisle – made clear their feelings of disenfranchisement. These concerns about equity, opportunity, and access to quality social services touch all of us.

It is certainly a sentiment we share, and one that we’ve been working to address for the past three decades. Yet, as the political landscape changes and policies evolve, we must continue to challenge ourselves to find new ways to push farther and go deeper.

Expanding and Diversifying our Capital Base

By Carolyn Bauer, Chief Risk Officer

Capital Impact Partners graphic depicting unrestricted net assets growthDriven by another year of strong lending, Capital Impact ended 2015 with a solid financial position. The organization’s overall portfolio increased by $22 million or 11 percent. This growth was matched with continued strong credit performance, as our delinquency rate was just 0.4 percent. Once again, our focus on financial strength and social impact was rewarded with AERIS’ highest possible rating of AAA+1. This honor pleases us greatly.

AERIS logoTop-line revenue continued to grow as well. Net income rose by $11 million—a year-over-year increase of 213 percent. Net assets saw an expected decline as a result of launching our Green House and Cornerstone Partnership programs and the accompanied grant revenue that was used to fund those activities.

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