We deliver capital that meets your needs

Financing is one tool we use to create strong, vibrant communities. A Certified Community Development Financial Institution (CDFI), we ensure that projects in underserved areas often overlooked by traditional banks have access to investment capital. We recognize the special dynamics of lending in these communities and can help you get the most complicated transactions done. For over 30 years, we’ve helped forward-thinking developers, organizations and businesses revitalize neighborhoods and deliver social impact.

Lender & Partner
As your partner and advocate, we work to secure financing solutions that meet your individual needs and circumstances. We have more than 30 years of lending experience and can further utilize our relationships with traditional financial institutions, insurance companies, pension funds, foundations and impact investors to leverage their funds to support a range of community building projects.

See Opportunity, Not Risk
Where many lenders may only see risk supporting projects in low to middle income communities, we see opportunity to create financial and social impact. We focus on supporting health centers, charter schools, mixed income housing, Co-ops, healthy food access projects and dignified aging alternatives to create a strong fabric of opportunity for all people at every stage of life.

We do not just measure results based on the return on our balance sheet. Social impact drives our work. We want to see jobs created, kids educated, healthier lives, access to housing, strong businesses and elders living independently in their homes. When we deploy our financing to make this happen it is a win-win for us, our borrowers and investors – and most importantly – those living in communities across this country.


Whatever your financing need, Capital Impact has likely done it. We can serve as your single loan source, thus eliminating the need for you to secure many layers of capital that can be time consuming and difficult to assemble. From in-person consultations to site visits, we stand by you at every stage of the process to understand your specific needs and see your project from idea to launch.

Loans That Fit Your Needs
Every project is different and we work to match your needs with the right product. Our range of expertise includes bridge, acquisition, construction and working capital loans. This allows us to work with you on everything from equipment purchasing to expansion and renovation to permanent financing.

Support for Innovation
Helping non-profit organizations, small entrepreneurs, large developers and multi-site organizations scale up their operations and impact is our goal. In addition to traditional transactions, we support innovative approaches that amplify impact such as school-based health care centers, mobile service providers and food hubs that service multiple businesses.

Flexible Terms and Timelines
We strive to provide you with loans aligned with real-world circumstances. We pride ourselves in issuing competitive loans that are also flexible and appropriately structured to fit your repayment abilities. This means offering financing ranging from $300,000 to multi-million dollar transactions, utilizing New Market Tax Credits and issuing long term bonds.


Acquisition Loans
to purchase land and buildings

Bridge Loans
to bridge grant funding or tax-credit equity investment

Construction Loans
to finance ground-up construction and renovation projects

Pre-Development Loans
for feasibility planning, architectural drawings & other early needs

Tenant Improvement Loans
to finance renovation at a leased facility

Term Loans
to take out construction loans, or leverage New Market Tax Credit transactions

Equipment Loans
to purchase equipment

Working Capital Loans
to finance operating cash flow needs



Working directly with individuals, organizations and companies to finance their operating needs is a core aspect of our business. In addition to offering direct loans, we partner with financial and social innovators to offer loan funds targeting specific sectors and geographies. Using the links below you will find additional details on those offerings or you can contact us directly.

​​Age Strong
​Robert Wood Johnson Foundation
Revolving Loan Fund

Don’t just listen to us, listen to our borrowers!

Ultimately, our work is about people and supporting their ability to create impact in low and moderate income communities. We are proud to be the trusted lender for so many and humbled by their kind words. If you are interested in launching a project to support strong, vibrant communities, please do not hesitate to contact us.

Forest Arms
“Challenging as it was at times, the participation of Capital Impact Partners helped in what turned out to be a fairly complex financing package. “Without the…involvement of our financing partners, we would not be in the position we are today–restoration underway!”

Scott Lowell
Owner, Forest Arms
Detroit, Michigan
See our Detroit Work

La Clinica de la Raza
“We are so grateful for the work Capital Impact Partners has done over the years in making capital available in underserved, low-income markets. They have gone where many traditional banks would not… Their track record of 30 years — developing and replicating social innovations that provide critical resources and support for health centers across our nation – speaks for itself.”

Jane Garcia CEO, La Clinica de la Raza
Los Angeles, California
See our Healthcare Work

Produce on the Go
“It’s very different than going to bank and receiving money, because [Capital Impact Partners] really care. They really care about whether we are going to reach our goals.”

Nancy Bergman
Produce on the Go
Watch Nancy’s Video


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