Our Lending Products

Mission-driven Financing for Community-Centric Projects

Financing is one key tool that we use to help communities break barriers to success. As a certified Community Development Financial Institution (CDFI), we provide access to capital for projects in underinvested areas that are often overlooked by traditional banks. We work directly with our borrowers to get the most complicated transactions done. For more than 40 years, we have partnered with mission-aligned developers, organizations, and businesses to revitalize neighborhoods and deliver social impact.

Loan Offerings to Meet Your Needs

Every project is different and we work to match your needs with the right loan product. We can do everything from predevelopment through mini-permanent financing, with a focus on real estate-backed loans of $500,000 and up. Our experience with complex projects and complicated capital stacks will help you get your project done.

Acquisition & Predevelopment Loans

Creative financing for mission-driven projects with loans up to 90-125% loan-to-value and no prepayment fees

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Construction, Tenant Improvement, & Rehabilitation Loans

Partner with our in-house construction loan experts to ensure a smooth build from start to finish

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Mini-Permanent Loans

Creative financing with up to 90% loan-to-value for mission-driven projects

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New Markets Tax Credits

Work with an experienced New Markets Tax Credit (NMTC) lender and Community Development Entity (CDE)

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In addition to the loan products above, we also offer:

Bridge Loans
Equipment Loans
Term Loans
Working Capital Loans

Learn More About Our Loan Process

Loan Process Overview Loan Closing Checklist

Momentus Capital’s Continuum of Capital

Across the Momentus Capital branded family of organizations, we offer a continuum of lending, investment, and advising solutions at every growth stage.

From small business owners to social service facility operators, we are here to support your financing and technical assistance needs.

All Loan & Service Offerings

Benefits of Working with Capital Impact Partners

Mission-Driven

We do not just measure results based on financial return, but rather by how we can address key social and economic justice issues in our communities.

See Opportunity, Not Risk

Where many traditional lenders may only see risk in supporting projects in low- to middle-income communities, we see opportunity to create financial impact and social justice.

Flexible Terms & Timelines

We pride ourselves on issuing competitive loans that are also flexible and appropriately structured to fit our borrowers’ repayment abilities. This means offering financing of $500,000 and up.

Four Decades of Experience

Since 1982, we have delivered financing solutions and counsel that meet our borrowers’ individual needs and circumstances.

Support for Innovation

In addition to traditional transactions, we support innovative approaches that amplify impact, such as school-based health care centers, mobile service providers, and community centers and food hubs that serve multiple businesses.

Deep Network of Partners

To create tailored financing, we utilize our relationships with traditional financial institutions, government programs, insurance companies, pension funds, foundations, and impact investors and leverage their funds to support a range of community building projects.

Interested in Financing? Get Started Today!

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Meet the Team

When communities have access to essential services, they can break the barriers to success.

As a leading nonprofit lender, we work to achieve this vision by delivering much-needed capital to key community pillars, including high-quality health centers and education facilities, healthy food retailers, mixed-use and affordable housing, cooperatives, and dignified aging facilities.

Map illustrating areas of focus for Capital Impact Partners: California, Georgia, Maryland, Michigan, New Jersey, New York Ohio, Texas, and Virginia.

Fueling Economic Growth & Opportunities in our Communities

While Capital Impact finances projects nationally, we realize the importance of fostering deep connections with communities to understand their needs and work with them to create tailored solutions.

To that end, we cluster our investments in places where we have roots and are better positioned to leverage a deeper understanding of the context of our work, past investments and relationships, and market knowledge to maximize our impact.

As part of this effort, we focus our lending in specific regions, including California, Georgia, Michigan, the New York metro area, Texas, and the Washington, D.C. metro area. We do, however, encourage you to reach out if you have a high-impact project that fits within our mission outside of these areas.

Ready to start your project? Let’s Talk.

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Meet the Team

Stories of Impact

Diana Delgado and daughter attend Briya Public Charter School in Washington, D.C.

Combining Multiple Services to Create Equity

Diana has a lot to manage with her three children. Fortunately, she found a great opportunity to access good schools and quality healthcare in one Washington D.C. location. We are working to ensure that stories like this are becoming more common nationwide as we support developers creating projects that “co-locate” vital community services.

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Participants of the GDHD program attend an event.

Video Series

Equipping Developers to Build Their Communities

Watch our video series to learn more about the GDHD program and the impact it’s making for developers and the communities they serve. You’ll hear from GDHD participants and leaders themselves.

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The South of Market Health Center in San Francisco provides quality healthcare thanks to financing from Capital Impact Partners.

Fulfilling a Life’s Passion to Deliver Quality Health Care

As a child, Charles Range had to drive miles for basic medical care. Now a medical professional, he sought to change that. With financing from Capital Impact Partners, Range has transformed the South of Market Health Center from a small, back alley facility, to community pillar that is delivering quality care in one of San Francisco’s poorest neighborhoods.

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