Children and their teacher in a classroom

Community Reinvestment Act: Ensuring the Financial Inclusion of Disinvested Communities

By Scott Berman, Director, Policy and Development

The civil rights movement sought to end legalized racial discrimination against Black-American individuals and communities. For generations, Black Americans were systematically denied opportunities that their White counterparts experienced, from the ability to buy homes to accessing quality education to equal treatment by the criminal justice system.

Young male stands in front of abandoned building.

COIN: Building economic clout to fight neighborhood poverty

By Ellis Carr, President and CEO and Scott Sporte, Chief Lending Officer

Note: This Op-Ed originally appeared in the publication Capital Weekly.

According to the U.S. Census Bureau’s report The Supplemental Poverty Measure: 2015, nearly eight million people in California were living in poverty in 2015. The report indicated that the state’s poverty rate was 20.6 percent—well above the national rate of 15.1 percent—and surpassed the rates of every other state in the nation.

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Partnering for Impact With The CDFI Fund

By Scott Berman, Director of Policy & Development


CDFI Fund LogoAs a mission-driven lender, Capital Impact Partners collaborates with a wide range of public, private and philanthropic organizations that invest in our efforts to transform underserved communities into vibrant places of opportunity. These partners—and the financial support they provide—are indispensable. Quite simply, our work would not be possible without them.

Graphic representing all the sectors in which NMTCs are used

New Markets Tax Credits: A Proven Tool for Generating Opportunity in Low-Income Communities

By Scott Berman, Director, Policy and Development

The lack of capital for real estate projects, community facilities, and small businesses in low-income communities is a problem that spawns a host of other problems. When there is limited access to capital, there are fewer businesses and jobs, fewer sources of affordable housing, and fewer chances for these communities and their residents to enter the economic mainstream of American life. In short, the lack of capital perpetuates the lack of opportunity.

A Holistic Approach to Healthy Food Financing


By Scott Sporte, Chief Lending Officer

Healthy food financing isn’t just about health.

HFF_blog_familyThere is no doubt that improving access to fresh, nutritious foods in low-income communities can help people improve eating habits and prevent diet-related diseases, such as obesity, high blood pressure, diabetes, and heart disease.

But the impacts for people and communities are even greater than that.