Responsible community investment requires mission-driven lenders who also have a record of strong financial performance. Through rigorous review and careful planning, we provide capital and commitment to markets that traditional lenders are reluctant to enter, while also honoring our financial commitments and growing our portfolio. Over our thirty-year history, Capital Impact has deployed over $2 billion nationwide, demonstrating our commitment to building communities of opportunity in a fiscally responsible way.
STRONG INDEPENDENT RATINGS
Capital Impact Partners has earned are variety of top ratings and recognition for our financial performance and social impact.
‘AA-’ Issuer Credit Rating with Stable Outlook
The world’s leading provider of independent credit ratings assigned Capital Impact a AA- issuer credit rating with stable outlook. The analysis recognized our strong history of loan performance, asset quality and liquidity, low-risk debt profile, and diverse and ongoing growth in loans and assets.
S&P Global ratings are a key tool used by corporate and philanthropic investors when making investment decisions. Capital Impact is among the few CDFI’s who have received an S&P Global rating.
Strong Ratings Since 2005
Capital Impact has earned strong Aeris ratings every year since 2005.
Aeris is a comprehensive, third-party analysis of CDFI’s that aids investors and donors in their investment decisions.
This rating recognizes our social impact, financial strength and performance, and leadership in policy changes impacting disadvantaged people and communities.
National Independent Ratings & Certifications
Capital Impact has also received independent recognition from multiple national organizations. This includes Guidestar’s highest Platinum rating, certification by the CDFI Fund, and serving as a member of the Federal Home Loan Bank of Atlanta.
A Strong and Diverse Portfolio
Capital Impact ended FY2016 in an extremely strong financial position with unrestricted net assets increasing by $2.4 million. As illustrated in our Annual Report, our loan portfolio grew by 15%, we saw earnings from new business total $2.3 million, and total assets increased by $42 million.
Capital Impact’s solid financial results were largely driven by our lending activities. We ended 2016 with $118 million in loans closed, while the credit quality of our portfolio remained extremely strong.
As part of our 2020 Vision for Communities, we will continue efforts to strengthen our financial position by bringing our lending more on balance sheet, actively managing expenses and implementing capitalization strategies to improve margins.