Mission-driven Financing for Community-Centric Projects
Financing is one key tool that we use to help communities break barriers to success. As a certified Community Development Financial Institution (CDFI), we provide access to capital for projects often overlooked by traditional banks. We work directly with our borrowers to get the most complicated transactions done. For more than 40 years, we have partnered with mission-aligned developers, organizations, and small businesses to support neighborhoods and deliver social impact.
Every project is different and we work to match your needs with the right loan product. We can do everything from predevelopment through mini-permanent financing, with a focus on real estate-backed loans of $500,000 and up. Our experience with complex projects and complicated capital stacks will help you get your project done.
Creative financing for mission-driven projects with loans up to 90-125% loan-to-value and no prepayment fees
Partner with our in-house construction loan experts to ensure a smooth build from start to finish
Creative financing with up to 90% loan-to-value for mission-driven projects
Work with an experienced New Markets Tax Credit (NMTC) lender and Community Development Entity (CDE)
In addition to the loan products above, we also offer:
Across the Momentus Capital branded family of organizations, we offer a continuum of lending, investment, and advising solutions at every growth stage.
From small business owners to social service facility operators, we are here to support your financing and technical assistance needs.
We do not just measure results based on financial return, but rather by how we can address community and economic development needs in our communities.
Where many traditional lenders may only see risk in supporting community projects, we see opportunity to create financial and social impact.
We pride ourselves on issuing competitive loans that are also flexible and appropriately structured to fit our borrowers’ repayment abilities. This means offering financing of $500,000 and up.
Since 1982, we have delivered financing solutions and counsel that meet our borrowers’ individual needs and circumstances.
In addition to traditional transactions, we support innovative approaches that amplify impact, such as school-based health care centers, mobile service providers, and community centers and food hubs that serve multiple businesses.
To create tailored financing, we utilize our relationships with traditional financial institutions, government programs, insurance companies, pension funds, foundations, and impact investors and leverage their funds to support a range of community building projects.
When communities have access to essential services, they can break the barriers to success.
As a leading nonprofit lender, we work to achieve this vision by delivering much-needed capital to key community pillars, including high-quality health centers and education facilities, healthy food retailers, mixed-use and affordable housing, cooperatives, and dignified aging facilities.
While Capital Impact finances projects nationally, we realize the importance of fostering deep connections with communities to understand their needs and work with them to create tailored solutions.
To that end, we cluster our investments in places where we have roots and are better positioned to leverage a deeper understanding of the context of our work, past investments and relationships, and market knowledge to maximize our impact.
As part of this effort, we focus our lending in specific regions, including California, Georgia, Michigan, the New York metro area, Texas, and the Washington, D.C. metro area. We do, however, encourage you to reach out if you have a high-impact project that fits within our mission outside of these areas.
As a parent, Diana has a lot to manage among her three children. Fortunately, she discovered a unique opportunity to find a good school and quality health care all in the same place. Across Washington D.C., stories like this are becoming more common as facilities bring together — or “co-locate” — important services that are vital to healthy communities.
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Learn more about the Growing Housing Developers (GHD) program and the impact it has been creating for developers and the communities they serve, through the words of GHD participants and leaders.
As a child, Charles Range had to drive miles for basic medical care. Now a medical professional, he sought to change that. With financing from Capital Impact Partners, Range has transformed the South of Market Health Center from a small, back alley facility, to community pillar that is delivering quality care in one of San Francisco’s poorest neighborhoods.
A National Mission-Driven Community Development Financial Institution
Working Since
1982
Providing Communities and Small Businesses Access to the Capital and Opportunities They Deserve
$3.0+
billion
Invested in Communities to Deliver Social Impact
